Privacy Policy

At ShubhGrow, we value your trust and are committed to safeguarding your personal information. This combined Privacy Policy and Terms of Use document outlines how we collect, use, protect, and govern your use of our website and services.

We retain your personal information for a period of 60 days. After this period, the data is securely deleted or anonymized.

1. Information We Collect

We may collect the following types of information:

Personal Details: Name, email address, phone number, residential address, and date of birth.
Financial Information: Income details, bank statements, credit history, PAN, Aadhaar, and other KYC documents.
Device Information: IP address, browser type, device ID, operating system, and usage data.
Communication Records:Feedback, emails, and customer service interactions.

2. How We Use Your Information

We use the information collected to:

Evaluate your loan eligibility and process applications.
Communicate updates regarding your loan status.
Perform credit scoring and risk analysis.
Comply with regulatory and legal requirements.
Improve our website, services, and customer experience.
Prevent fraud and unauthorized access.

3. Sharing of Information

We may share your information with:

Authorized NBFCs and Banks: For processing loan applications and disbursals.
Credit Bureaus: For checking your creditworthiness.
Third-party Service Providers: For verification, technical, and backend services.
Legal or Regulatory Authorities: As required under applicable laws.

We do not sell your personal information to any third party for marketing purposes.

4. Data Security

We implement industry-standard security measures to protect your data, including encryption, firewalls, and secure access protocols. However, no method of transmission over the Internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Cookies and Tracking

Our website may use cookies to enhance user experience and analyze traffic. You can manage your cookie preferences through your browser settings.

6. User Rights

You have the right to:

Access and review your personal information.
Request correction or deletion of your data.
Withdraw consent for data processing (where applicable).

To exercise any of these rights, please contact us at contact@shubhgrow.com.

7. Links to Other Sites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such external sites.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated revision date.

9. Contact Us

If you have questions about this Privacy Policy or how your information is used, feel free to contact us:

ShubhGrow

Email: contact@shubhgrow.com

Phone: +91 98121 45000

Registered Office Address: 203, Ackruti Star, MIDC, Central Road, Andheri East, Mumbai, Maharashtra, India, 400093.

Corporate Office: DSM 501 DLF TOWER, 15 SHIVAJI MARG, MOTI NAGAR, Delhi Industrial Area, West Delhi, New Delhi, India, 110015